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Lawyer-supervised · PEXA electronic settlement

Property Settlements

PEXA electronic settlement for residential and commercial property across Australia. Financial adjustments, mortgage discharge, registration and post-settlement follow-up handled end to end by a property lawyer.

Remote PEXA settlement — no settlement room, no bank cheques, no in-person attendance required.

What we coordinate
  • PEXA electronic settlement workspace
  • Statement of adjustments for rates and outgoings
  • Mortgage discharge and incoming lender
  • Land registry lodgement and registration
  • Pre-settlement inspection coordination
  • Confirmation and follow-up after settlement
What we handle

Every moving part of a property settlement.

The settlement transaction itself is the visible step — most of the work happens in the days and weeks before it.

PEXA workspace

We open and manage the PEXA workspace, invite the other side's representative and both lenders, and verify financial settlement details on the day.

Financial adjustments

Council rates, water, owners corporation levies, land tax and (for tenanted properties) rent — apportioned to the day of settlement in a clear statement of adjustments.

Mortgage discharge

We liaise with the outgoing lender, lodge the discharge authority, and confirm the payout figure so settlement funds clear the loan in a single step.

Registration

The transfer is lodged with the land registry as part of PEXA settlement; we follow up to confirm registration and provide the updated title.

Delays and defaults

Where a party is not ready, we move quickly to diagnose the cause, communicate with the lenders and the other side, and protect your position on penalty interest and notices.

Post-settlement follow-up

Notification to the council, water authority and owners corporation; confirmation of registration; release of any held funds.

The process

From booking to registration, coordinated.

01

Settlement booked

We confirm the settlement date with the other side and book a PEXA settlement window.

02

Searches refreshed

Title and authority searches refreshed close to settlement to catch late dealings or notices.

03

Adjustments prepared

Statement of adjustments calculated for the settlement date and circulated for approval.

04

Lenders aligned

Discharging and incoming lenders briefed and onboarded into the PEXA workspace.

05

PEXA settlement

Funds, discharge and transfer occur simultaneously — settlement is confirmed within minutes.

06

Registration

Transfer lodged with the land registry and registration confirmed; updated title provided.

Settlement ahead

Get a quote and we will run your PEXA settlement end to end.

Discharge, adjustments and final inspection coordinated for you or call 1300 444 444.

Residential and commercial

Settlement, for both sides of the transaction.

Our settlement team handles purchaser and vendor matters across residential and commercial property.

Residential settlements

The standard PEXA pipeline, executed cleanly.

Most Australian residential settlements complete on PEXA within 30 to 60 days of contract exchange. We manage cooling-off, finance, inspection and settlement milestones in a single workspace — you see what is happening and what is required of you at each step.

Commercial settlements

More moving parts. Same disciplined process.

Commercial settlements add GST treatment, going-concern elections, tenancy schedules, retention of bonds, and assignment of leases and licences to the residential pipeline. We coordinate the commercial accountancy and lender requirements alongside the PEXA settlement itself.

Settlement risks

What goes wrong at settlement — and how we prevent it.

Lender not settlement-ready

The most common cause of delay is a lender that has not booked into PEXA in time. We chase the lender and broker proactively in the week before settlement to catch this early.

Incorrect or late payout figure

A wrong discharge payout figure delays settlement and can trigger penalty interest. We confirm the figure with the outgoing lender directly before funds are drawn down.

Late title dealings

A caveat, writ or other dealing lodged in the days before settlement can stop the transfer. A final search close to the day catches these in time to act.

Adjustment surprises

Unpaid rates, owners corporation special levies or land tax surfacing late in the matter can shift figures materially. We obtain the certificates early and re-check them at settlement.

Related reading

Background from the Information Centre.

Plain-English explainers from our property lawyers on settlement, vendor statements and the closing weeks of a matter.

Frequently asked

Property settlements, answered.

Settlement, handled

Get a settlement quote.

Fixed-fee PEXA settlement, supervised by an Australian property lawyer. Residential or commercial, purchaser or vendor.

Prefer to talk first? Call 1300 444 444.

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Conveyancing.com Lawyers & Conveyancers
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